by Tony Larkins
As we settle into 2026, with Christmas already feeling like a distant memory, attention is turning to the next major milestone in the financial calendar: the Tax Year End on 5th April. For many, this period arrives faster than expected, and those who prepare early tend to make the most of the remaining opportunities available for the year, like ensuring annual allowances and contributions are not wasted before the deadlines.
by Tony Larkins
As we step into the New Year, many are still digesting the Autumn Budget and wondering what it means for everyday life, long-term plans and financial security. Here’s what the changes could mean for you:
The Autumn Budget, scheduled for late November 2025, is expected to bring significant tax changes as the Government seeks to close a large fiscal gap.
Beacon Wealth Management, an independent financial advice firm based in Kimbolton, Cambridgeshire, has been named one of the Top 50 Boutique Financial Advice Firms in the UK by FT Adviser, the specialist sister publication of the Financial Times.
HM Government have confirmed significant inheritance tax (IHT) to take effect in April 2026 (for property reliefs) and April 2027 (for pensions). These changes could affect not just farmers, but all businesses that have substantial assets.
Clara, an elderly widow, has been working with us for several years. Due to her age, we treat her as a vulnerable client, and her daughter has been involved in meetings to provide support and ensure her best interests are upheld. It became apparent during the meeting that the client was finding it increasingly difficult to manage the details of her finances...
by Tony Larkins
Cash is essential – but it can sometimes pose as a silent risk depending on how you choose to hold it at different stages of your life. While it’s perfect for having an emergency stash or a short-term fund to reach for, holding too much could end up costing you in the long run.
by Tony Larkins
Acronyms can be confusing - like mistaking LOL for “Lots of Love” instead of “Laugh Out Loud.” However, once learnt, they often carry a deeper meaning.
by Tony Larkins
Life changes fast, whether it is rising living costs, new tax rules and more complex family situations. That’s why more families are turning to financial planning.
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