--- title: Beacon Wealth Management - Insights & News | Planning (3) description: Planning | This pages contains Insights, News from Beacon and guidance to help you in your financial planning journey. (3) --- [🔒 Personal Finance Portal](https://beaconwm.gb.pfp.net/) [![Beacon Wealth Management](https://beaconwm.co.uk/hs-fs/hubfs/brand-logos/bwm-logo_791x500.jpg?width=791&height=500&name=bwm-logo_791x500.jpg "Beacon Wealth Management")](https://143955714.hs-sites-eu1.com/) [![Beacon Wealth Management](https://beaconwm.co.uk/hs-fs/hubfs/brand-logos/bwm-logo_791x500.jpg?width=791&height=500&name=bwm-logo_791x500.jpg "Beacon Wealth Management")](https://143955714.hs-sites-eu1.com/) - What we offer - [Planning](https://beaconwm.co.uk/planning) - [Retirement & Pensions](https://beaconwm.co.uk/planning#pensions) - [Passing on Wealth](https://beaconwm.co.uk/planning#wealth) - [Health & Protection](https://beaconwm.co.uk/planning#protection) - [Long-Term Care](https://beaconwm.co.uk/planning#care) - [Divorce](https://beaconwm.co.uk/planning#divorce) - [Mortgages](https://beaconwm.co.uk/planning#mortgages) - [Investing](https://beaconwm.co.uk/investing) - [Why invest with us](https://beaconwm.co.uk/investing#why-invest) - [Our Portfolios](https://beaconwm.co.uk/investing#our-portfolios) - [Business](https://beaconwm.co.uk/business) - [Employee Benefits](https://beaconwm.co.uk/business#Employee-Benefits) - [Workplace Pension](https://beaconwm.co.uk/business#Workplace-Pension) - [Business Protection](https://beaconwm.co.uk/business#Business-Protection) - [Corporate Planning](https://beaconwm.co.uk/business#Corporate-Planning) - [Who we help](https://beaconwm.co.uk/who-we-help) - [How it works](https://beaconwm.co.uk/how-it-works) - [Who we are](https://beaconwm.co.uk/who-we-are) - [Insights & News](https://beaconwm.co.uk/insights-and-news) - [Contact us](https://beaconwm.co.uk/contact-us) - [01480 869466](callto:+441480869466) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Insights & News ###### Show All ###### [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ###### [Community](https://beaconwm.co.uk/insights-and-news/tag/community) ###### [News](https://beaconwm.co.uk/insights-and-news/tag/news) ###### [Investing](https://beaconwm.co.uk/insights-and-news/tag/investing) ###### [Case Studies](https://beaconwm.co.uk/insights-and-news/tag/case-studies) ###### [Businesses](https://beaconwm.co.uk/insights-and-news/tag/businesses) [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Making voluntary National Insurance contributions for gaps back to 2006 by [Beacon Wealth Management](https://beaconwm.co.uk/insights-and-news/author/beacon-wealth-management) If you think you have gaps in your National Insurance (NI) record to qualify for a full State Pension, you can make voluntary contributions to cover missing years all the way back to 2006. However, after 5th April 2025, this window closes. You will then only be able to make contributions for the previous six years. [READ MORE](https://beaconwm.co.uk/insights-and-news/making-voluntary-national-insurance-contributions-for-gaps-back-to-2006) 2 minute read [Community](https://beaconwm.co.uk/insights-and-news/tag/community) [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Helping Women close the Retirement Gap in 2025 by [Beacon Wealth Management](https://beaconwm.co.uk/insights-and-news/author/beacon-wealth-management) As we reflect on International Women’s Day and its theme “Accelerate Action” it’s clear that progress towards gender equity must continue at full speed, and that includes financial security and retirement planning. [READ MORE](https://beaconwm.co.uk/insights-and-news/helping-women-close-the-retirement-gap-in-2025) 3 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Pensions subject to Inheritance Tax: could you be affected? by [Tony Larkins](https://beaconwm.co.uk/insights-and-news/author/tony-larkins) From 6th April 2027, pensions are set to be included in the valuation of your estate. [READ MORE](https://beaconwm.co.uk/insights-and-news/pensions-subject-to-inheritance-tax) 2 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Use it or Lose it: what to do before Tax Year End 2025 by [Tony Larkins](https://beaconwm.co.uk/insights-and-news/author/tony-larkins) As Tax Year End approaches on 5 April 2025, now is the time to review your financial situation and take advantage of available allowances. Here are some points you may want to consider. [READ MORE](https://beaconwm.co.uk/insights-and-news/use-it-or-lose-it-what-to-do-before-tax-year-end) 1 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### The Financial Repair Shop by [Tony Larkins](https://beaconwm.co.uk/insights-and-news/author/tony-larkins) Just like the popular TV show The Repair Shop, where worn-out treasures are brought back to life, your financial plans may need some TLC. Let’s take a look at how this could work for you, with our own spin on the format: ‘The Financial Repair Shop’. [READ MORE](https://beaconwm.co.uk/insights-and-news/the-financial-repair-shop) 2 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Feeling Older? Look after your Health and Wealth by [Tony Larkins](https://beaconwm.co.uk/insights-and-news/author/tony-larkins) Recently, I’ve found I’m not able to do as much as I once did, and those aches and pains seem to linger a bit longer. In my mind, I feel about 25 years younger—or at least I think I do. [READ MORE](https://beaconwm.co.uk/insights-and-news/feeling-older-look-after-your-health-and-wealth) 2 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Think Differently to Boost Your Savings by [Tony Larkins](https://beaconwm.co.uk/insights-and-news/author/tony-larkins) It's easy to be mistaken in thinking your retirement plans are out of reach. Find out how thinking differently about how to boost your savings from now could help you have the retirement you want. [READ MORE](https://beaconwm.co.uk/insights-and-news/think-differently-to-boost-your-savings) 1 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Going for Gold: Choosing a Financial Plan by [Tony Larkins](https://beaconwm.co.uk/insights-and-news/author/tony-larkins) Like the very best Olympic teams, the best financial planning firms combine years of experience, qualifications and performance outcomes, to benefit you. [READ MORE](https://beaconwm.co.uk/insights-and-news/going-for-gold-choosing-a-financial-plan) 1 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Football Goals, Financial Goals by [Tony Larkins](https://beaconwm.co.uk/insights-and-news/author/tony-larkins) The parallels between football goals and financial goals. At first glance, these may seem worlds apart, but a closer look reveals striking similarities. [READ MORE](https://beaconwm.co.uk/insights-and-news/football-goals-financial-goals) 2 minute read [Prev](https://beaconwm.co.uk/insights-and-news/tag/planning/page/2) [1](https://beaconwm.co.uk/insights-and-news) [2](https://beaconwm.co.uk/insights-and-news/tag/planning/page/2) [3](https://beaconwm.co.uk/insights-and-news/tag/planning/page/3) [4](https://beaconwm.co.uk/insights-and-news/tag/planning/page/4) [5](https://beaconwm.co.uk/insights-and-news/tag/planning/page/5) [Next](https://beaconwm.co.uk/insights-and-news/tag/planning/page/4) ## Book a Meeting with us To find out if we're right for you and if you need a financial planner, book a meeting with us. The first meeting is always complimentary. 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