by Tony Larkins
The headlines can make it feel as though every political change should trigger a financial decision. Politics affects our daily lives. Taxation, inflation and interest rates all matter. But when it comes to pensions and investments, the bigger picture is often global rather than local.
by Tony Larkins
The late author Douglas Adams suggested that the answer to 'life, the universe and everything' was simply 42. Knowing the answer, however, does not necessarily make life any easier. The real challenge has always been knowing which choices to make along the way. Financial planning is alike.
by Tony Larkins
Every successful football team has a strong core of dependable players, but it also needs specialists who can make a difference when the situation demands it. The balance of the team is often more important than simply having the biggest names on the pitch. Investing can be much the same.
by Tony Larkins
When we think about dreams, we can sometimes picture material aspirations - a larger home, memorable travel experiences, or maybe greater financial security. Yet some of life’s most meaningful ambitions are less tangible: more time with family, supporting loved ones, enjoying peace of mind, or creating a legacy for future generations. Whatever those aspirations may be, they begin with possibility.
by Tony Larkins
Have you ever placed a bet on a horse simply because you recognised the jockey’s name, liked the trainer, or perhaps preferred the colours? If you have a pension or investments, think of your funds as the horses in the race. These investments represent years of hard work and disciplined saving. They’re there to support your lifestyle, your family, and your plans for the future. Yet many investors treat their funds in much the same way as that Saturday flutter...
by Tony Larkins
As we settle into 2026, with Christmas already feeling like a distant memory, attention is turning to the next major milestone in the financial calendar: the Tax Year End on 5th April. For many, this period arrives faster than expected, and those who prepare early tend to make the most of the remaining opportunities available for the year...
by Tony Larkins
As we step into the New Year, many are still digesting the Autumn Budget and wondering what it means for everyday life, long-term plans and financial security. Here’s what the changes could mean for you:
by Tony Larkins
Cash is essential – but it can sometimes pose as a silent risk depending on how you choose to hold it at different stages of your life. While it’s perfect for having an emergency stash or a short-term fund to reach for, holding too much could end up costing you in the long run.
by Tony Larkins
Acronyms can be confusing - like mistaking LOL for “Lots of Love” instead of “Laugh Out Loud.” However, once learnt, they often carry a deeper meaning.
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