Insights & News

The Government, like them or loathe them, offers a number of ways to reduce tax and collect rebates.

I’ve mentioned in previous articles that we no longer refer to ‘threescore and ten’ (70 years old) as an average lifespan. The UK has over 11m people aged 65+, and over 500,000 aged 90+.

Are you living the life you want, or have you settled for what you have? This time of year, 'New Year's Resolutions' are in full swing - people look at their lives and focus on the improvements they want to make. Sometimes, they can start instantly and work on them over time, like starting a hobby or stopping a habit. Sometimes, however, choices for the long-term require long-term planning.

If you don’t want to retire at 70, you will need additional sources of wealth to enjoy a reasonable standard of living for longer. Here are a few things to consider when planning your finances.

Surprisingly, interest rates didn’t rise in September, with a vote being 5:4 to keep them as they are. Inflation remains a concern for everyone, no matter their financial situation, it has seen a fall and I predict October will see another big fall.

Secure the pension fund that suits your lifestyle, whether that be from pension contributions, investment decisions, savings, or property portfolios.