World Cup Finances
by Tony Larkins
I’m not sure how much of the football you’ve watched over the summer, but one thing that really stood out to me was how well some of the smaller nations performed.
Teams like Cape Verde and Curaçao have shown that with the right tactics and teamwork, they can compete on the big stage, even against nations with far bigger reputations. At the same time, footballing giants like Italy didn’t even make the tournament. It’s a reminder that reputation alone doesn’t guarantee success.
Watching the tournament reminded me of how we build investment portfolios for our clients at Beacon Wealth Management. Every successful football team has a strong core of dependable players, but it also needs specialists who can make a difference when the situation demands it. The balance of the team is often more important than simply having the biggest names on the pitch.
Investing can be much the same. Our portfolios are built around carefully selected core funds that have consistently demonstrated their ability to perform through a range of market conditions. Alongside these, we may include smaller specialist or satellite funds where we believe they can add value or improve diversification. Every fund has a purpose, and every portfolio is designed to work together rather than relying on one or two star performers.
Behind every Beacon portfolio is a considerable amount of research. We continually assess the investment universe before narrowing the options down to around 12–15 carefully selected funds, each chosen because it has a specific role to play. We've been managing our own tailored investment portfolios for over 17 years and currently offer 14 portfolios to suit different investment objectives and attitudes to risk.
Like a football manager, our work doesn’t stop once the team has been selected. Markets change, economies change and opportunities arise. That’s why we actively monitor our portfolios and make changes whenever we believe it is in our clients’ best interests. Sometimes that means taking advantage of opportunities; at other times it means becoming more defensive to help protect wealth during uncertain periods.
Our five actively managed whole-of-market portfolios have outperformed their respective benchmarks over every measured period from one to seventeen years. While past performance is not a guide to future returns, we believe this reflects the value of disciplined research, active management and taking a long-term view.
Whether in football or investing, success rarely comes from reputation alone. It comes from selecting the right team, making sensible decisions along the way and adapting when circumstances change.
Speak with our local experts by calling us on 01480869466 for a complimentary, no obligation chat. For more information and useful content, visitwww.beaconwm.co.uk.
The value of investments and the income arising from them may go down as well as up, and investors may not get back the amounts originally invested. Fluctuation may be particularly marked in the case of higher volatility funds and the value of an investment may fall suddenly and substantially. Past performance is not necessarily a guide to future performance. Future fees may apply. Registered and regulated by the FCA No. 526604.