--- title: Protecting a family and business with Protection description: A local business was owned by two Directors and had several employees. Unfortunately, one Director, Jason, was diagnosed with terminal cancer and was unable to continue working. He returned to work after two years of respite but was unable to continue with the responsibilities he had previously held within the company. image: https://beaconwm.co.uk/hubfs/Case%20study%20header%20image%20(2).png --- [🔒 Personal Finance Portal](https://beaconwm.gb.pfp.net/) [![Beacon Wealth Management](https://beaconwm.co.uk/hs-fs/hubfs/brand-logos/bwm-logo_791x500.jpg?width=791&height=500&name=bwm-logo_791x500.jpg "Beacon Wealth Management")](https://143955714.hs-sites-eu1.com/) [![Beacon Wealth Management](https://beaconwm.co.uk/hs-fs/hubfs/brand-logos/bwm-logo_791x500.jpg?width=791&height=500&name=bwm-logo_791x500.jpg "Beacon Wealth Management")](https://143955714.hs-sites-eu1.com/) - What we offer - [Planning](https://beaconwm.co.uk/planning) - [Retirement & Pensions](https://beaconwm.co.uk/planning#pensions) - [Passing on Wealth](https://beaconwm.co.uk/planning#wealth) - [Health & Protection](https://beaconwm.co.uk/planning#protection) - [Long-Term Care](https://beaconwm.co.uk/planning#care) - [Divorce](https://beaconwm.co.uk/planning#divorce) - [Mortgages](https://beaconwm.co.uk/planning#mortgages) - [Investing](https://beaconwm.co.uk/investing) - [Why invest with us](https://beaconwm.co.uk/investing#why-invest) - [Our Portfolios](https://beaconwm.co.uk/investing#our-portfolios) - [Business](https://beaconwm.co.uk/business) - [Employee Benefits](https://beaconwm.co.uk/business#Employee-Benefits) - [Workplace Pension](https://beaconwm.co.uk/business#Workplace-Pension) - [Business Protection](https://beaconwm.co.uk/business#Business-Protection) - [Corporate Planning](https://beaconwm.co.uk/business#Corporate-Planning) - [Who we help](https://beaconwm.co.uk/who-we-help) - [How it works](https://beaconwm.co.uk/how-it-works) - [Who we are](https://beaconwm.co.uk/who-we-are) - [Insights & News](https://beaconwm.co.uk/insights-and-news) - [Contact us](https://beaconwm.co.uk/contact-us) - [01480 869466](callto:+441480869466) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Protecting a family and business with Protection Case Studies 19 June 2025 | 1 minute read by Beacon Wealth Management ## Jason's Story - a Health & Protection case study ### The Challenge A local business was owned by two Directors and had several employees. Unfortunately, one Director, Jason, was diagnosed with terminal cancer and was unable to continue working. He returned to work after two years of respite but was unable to continue with the responsibilities he had previously held within the company. ### The Solution In years previous, both Directors had taken out plans to protect both their loss of income, but also a capital lump sum for the business, in the event of illness.   ## The Result With these plans in place, Jason received payment for two years’ work, paid for from their plan, not the business. This enabled the business to hire an additional person in Jason’s absence, whilst the capital lump sum was used to cover for profits lost through activities not undertaken by Jason.   If you need help formulating a plan to protect yourself and your family, [our Chartered and Certified Financial Planners](https://beaconwm.co.uk/who-we-are) can assist you in setting up the right protection policies to meet your needs. Please call our experts on 01480 869466 or email us at info@beaconwealth.co.uk for a free initial, no obligation chat. *Future fees may apply. Registered and regulated by the FCA No. 526604.*         ## Latest insights and articles [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Is Life Complicated? [Read more](https://beaconwm.co.uk/insights-and-news/is-life-complicated) August 2026  |   2 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) [Investing](https://beaconwm.co.uk/insights-and-news/tag/investing) ##### World Cup Finances [Read more](https://beaconwm.co.uk/insights-and-news/world-cup-finances) August 2026  |   2 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### 25 Years of Helping Make Your Dreams Become Reality [Read more](https://beaconwm.co.uk/insights-and-news/25-years-of-helping-make-your-dreams-become-reality) July 2026  |   1 minute read [See all articles](https://beaconwm.co.uk/insights-and-news) ![2025-citywire-award-logo](https://beaconwm.co.uk/hs-fs/hubfs/2025-citywire-award-logo.png?width=100&height=100&name=2025-citywire-award-logo.png) ![Chartered_Standard_Corp_FP_Gold_RGB-01-1](https://beaconwm.co.uk/hs-fs/hubfs/Chartered_Standard_Corp_FP_Gold_RGB-01-1.png?width=120&height=166&name=Chartered_Standard_Corp_FP_Gold_RGB-01-1.png) ![AFC-Logo](https://beaconwm.co.uk/hs-fs/hubfs/AFC-Logo.jpg?width=180&height=120&name=AFC-Logo.jpg) ![BLC_Logo_Primary_Contained](https://beaconwm.co.uk/hs-fs/hubfs/BLC_Logo_Primary_Contained.png?width=143&height=80&name=BLC_Logo_Primary_Contained.png) - Services - [Retirement & Pensions](https://beaconwm.co.uk/planning#pensions) - [Passing on Wealth](https://beaconwm.co.uk/planning#wealth) - [Health & Protection](https://beaconwm.co.uk/planning#protection) - [Long-Term Care](https://beaconwm.co.uk/planning#care) - [Divorce](https://beaconwm.co.uk/planning#divorce) - [Mortgages](https://beaconwm.co.uk/planning#mortgages) - About Us - [Who we help](https://beaconwm.co.uk/who-we-help) - [How it works](https://beaconwm.co.uk/how-it-works) - [Who we are](https://beaconwm.co.uk/who-we-are) - [Privacy policy](https://beaconwm.co.uk/privacy-policy) - [Careers](https://beaconwm.co.uk/careers) - [Contact us](https://beaconwm.co.uk/contact-us) © 2025 Beacon Wealth Management Ltd. All rights reserved. For media enquiries please contact [marketing@beaconwealth.co.uk](mailto:marketing@beaconwealth.co.uk). Authorised and Regulated by the Financial Conduct Authority. Registered in England and Wales No. 526604. Registered in England and Wales Company No. 5164505. [Complaints Procedure](https://beaconwm.co.uk/complaints-procedure) Site developed by Karman Digital ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Beacon Wealth Management", "url" : "https://beaconwm.co.uk/insights-and-news/author/beacon-wealth-management" }, "dateModified" : "2025-06-19T10:59:18.487Z", "datePublished" : "2025-06-19T10:59:18.000Z", "headline" : "Protecting a family and business with Protection", "mainEntityOfPage" : { "@id" : "https://beaconwm.co.uk/insights-and-news/securing-retirement-and-a-new-lease-of-life-with-critical-illness-pay-out-0-0", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://beaconwm.co.uk/hubfs/brand-logos/bwm-logo_791x500.jpg" } } } ```