--- title: Rented Property Portfolio - Beacon Wealth Management description: In the news last month, Zoopla found that roughly a third of rental properties were sold off, and rents were going up, so this is a huge concern for many... image: https://beaconwm.co.uk/hubfs/18.png --- [🔒 Personal Finance Portal](https://beaconwm.gb.pfp.net/) [![Beacon Wealth Management](https://beaconwm.co.uk/hs-fs/hubfs/brand-logos/bwm-logo_791x500.jpg?width=791&height=500&name=bwm-logo_791x500.jpg "Beacon Wealth Management")](https://143955714.hs-sites-eu1.com/) [![Beacon Wealth Management](https://beaconwm.co.uk/hs-fs/hubfs/brand-logos/bwm-logo_791x500.jpg?width=791&height=500&name=bwm-logo_791x500.jpg "Beacon Wealth Management")](https://143955714.hs-sites-eu1.com/) - What we offer - [Planning](https://beaconwm.co.uk/planning) - [Retirement & Pensions](https://beaconwm.co.uk/planning#pensions) - [Passing on Wealth](https://beaconwm.co.uk/planning#wealth) - [Health & Protection](https://beaconwm.co.uk/planning#protection) - [Long-Term Care](https://beaconwm.co.uk/planning#care) - [Divorce](https://beaconwm.co.uk/planning#divorce) - [Mortgages](https://beaconwm.co.uk/planning#mortgages) - [Investing](https://beaconwm.co.uk/investing) - [Why invest with us](https://beaconwm.co.uk/investing#why-invest) - [Our Portfolios](https://beaconwm.co.uk/investing#our-portfolios) - [Business](https://beaconwm.co.uk/business) - [Employee Benefits](https://beaconwm.co.uk/business#Employee-Benefits) - [Workplace Pension](https://beaconwm.co.uk/business#Workplace-Pension) - [Business Protection](https://beaconwm.co.uk/business#Business-Protection) - [Corporate Planning](https://beaconwm.co.uk/business#Corporate-Planning) - [Who we help](https://beaconwm.co.uk/who-we-help) - [How it works](https://beaconwm.co.uk/how-it-works) - [Who we are](https://beaconwm.co.uk/who-we-are) - [Insights & News](https://beaconwm.co.uk/insights-and-news) - [Contact us](https://beaconwm.co.uk/contact-us) - [01480 869466](callto:+441480869466) This is a search field with an auto-suggest feature attached. - There are no suggestions because the search field is empty. # Rented Property Portfolio Planning 16 May 2023 | 1 minute read by Tony Larkins ##### May 2023 ## Rented Property Portfolio #### What’s the news? In the news last month, Zoopla found that roughly a third of rental properties were sold off, and rents were going up, so this is a huge concern for many. People who hold buy-2-let properties usually have them highly mortgaged. Typically, this is done to release equity to then put towards further property purchases. Properties are held: personally, in a partnership, or more often now, in a limited company (given the changes to taxation relief). Mortgage rates have gone up simultaneously as lending has become stricter, and house valuations appear to have gone down. #### Those wishing rent Now there are problems arising for both owners of rented properties and those wishing to rent. Owners buy properties as an investment, usually as well as having a pension, rather than instead of. This means owners look to profit on the rental receipts after the mortgage and maintenance costs, plus the increasing capital value, to tie in with pension growth. With mortgage rates up significantly and no increase in property values, the margins are small to non-existent. Therefore, this has led to property portfolios being broken up or sold in their entirety. By way of reference, my company has acquired several new clients recently due to property sales. Unfortunately for tenants, not only are rents rising at their highest rate for about 13 years but there is also considerably less to choose from. #### The outcome In summary, it is a bad time to be a tenant and not much better to be a landlord with big mortgages. One thing helping people today to get on the property ladder (other than the bank of Mum and Dad) is inheritance. Generally, they are more substantial now than in any previous generation, due again to houses being sold. With older people having mortgages that are due to extend beyond planned retirement, inheritances are also helping to clear balances. However, inheritances should not be relied on, as care homes and funding care are hugely expensive. #### If you are unsure whether to sell or buy a buy-to-let or keep it, talk to our Chartered and Certified experts or someone who understands the right options for you and can best help. Please call us on 01480 869466 for a free initial, no obligation chat. *future fees may apply* You can view more useful articles like this at [News & Useful Articles](https://beaconwm.co.uk/about-us/news/) ## Latest insights and articles [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### Is Life Complicated? [Read more](https://beaconwm.co.uk/insights-and-news/is-life-complicated) August 2026  |   2 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) [Investing](https://beaconwm.co.uk/insights-and-news/tag/investing) ##### World Cup Finances [Read more](https://beaconwm.co.uk/insights-and-news/world-cup-finances) August 2026  |   2 minute read [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning) ##### 25 Years of Helping Make Your Dreams Become Reality [Read more](https://beaconwm.co.uk/insights-and-news/25-years-of-helping-make-your-dreams-become-reality) July 2026  |   1 minute read [See all articles](https://beaconwm.co.uk/insights-and-news) ![2025-citywire-award-logo](https://beaconwm.co.uk/hs-fs/hubfs/2025-citywire-award-logo.png?width=100&height=100&name=2025-citywire-award-logo.png) ![Chartered_Standard_Corp_FP_Gold_RGB-01-1](https://beaconwm.co.uk/hs-fs/hubfs/Chartered_Standard_Corp_FP_Gold_RGB-01-1.png?width=120&height=166&name=Chartered_Standard_Corp_FP_Gold_RGB-01-1.png) ![AFC-Logo](https://beaconwm.co.uk/hs-fs/hubfs/AFC-Logo.jpg?width=180&height=120&name=AFC-Logo.jpg) ![BLC_Logo_Primary_Contained](https://beaconwm.co.uk/hs-fs/hubfs/BLC_Logo_Primary_Contained.png?width=143&height=80&name=BLC_Logo_Primary_Contained.png) - Services - [Retirement & Pensions](https://beaconwm.co.uk/planning#pensions) - [Passing on Wealth](https://beaconwm.co.uk/planning#wealth) - [Health & Protection](https://beaconwm.co.uk/planning#protection) - [Long-Term Care](https://beaconwm.co.uk/planning#care) - [Divorce](https://beaconwm.co.uk/planning#divorce) - [Mortgages](https://beaconwm.co.uk/planning#mortgages) - About Us - [Who we help](https://beaconwm.co.uk/who-we-help) - [How it works](https://beaconwm.co.uk/how-it-works) - [Who we are](https://beaconwm.co.uk/who-we-are) - [Privacy policy](https://beaconwm.co.uk/privacy-policy) - [Careers](https://beaconwm.co.uk/careers) - [Contact us](https://beaconwm.co.uk/contact-us) © 2025 Beacon Wealth Management Ltd. All rights reserved. For media enquiries please contact [marketing@beaconwealth.co.uk](mailto:marketing@beaconwealth.co.uk). Authorised and Regulated by the Financial Conduct Authority. Registered in England and Wales No. 526604. Registered in England and Wales Company No. 5164505. [Complaints Procedure](https://beaconwm.co.uk/complaints-procedure) Site developed by Karman Digital ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Tony Larkins", "url" : "https://beaconwm.co.uk/insights-and-news/author/tony-larkins" }, "dateModified" : "2024-04-08T12:44:54.103Z", "datePublished" : "2023-05-16T23:00:00.000Z", "headline" : "Rented Property Portfolio - Beacon Wealth Management", "mainEntityOfPage" : { "@id" : "https://beaconwm.co.uk/insights-and-news/2023/05/17/rented-property-portfolio", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://beaconwm.co.uk/hubfs/brand-logos/bwm-logo_791x500.jpg" } } } ```