---
title: Beacon Wealth Management - Insights & News | Planning (9)
description: Planning | This pages contains Insights, News from Beacon and guidance to help you in your financial planning journey. (9)
---

<https://www.linkedin.com/company/beacon-wealth-management-ltd> <https://www.facebook.com/BeaconWealthManagementLtd> <https://twitter.com/BeaconWealthIFA> <https://www.instagram.com/beacon_wealth_management_ltd/>

[🔒 Personal Finance Portal](https://beaconwm.gb.pfp.net/)

[![Beacon Wealth Management](https://beaconwm.co.uk/hs-fs/hubfs/brand-logos/bwm-logo_791x500.jpg?width=791&height=500&name=bwm-logo_791x500.jpg "Beacon Wealth Management")](https://143955714.hs-sites-eu1.com/)

[![Beacon Wealth Management](https://beaconwm.co.uk/hs-fs/hubfs/brand-logos/bwm-logo_791x500.jpg?width=791&height=500&name=bwm-logo_791x500.jpg "Beacon Wealth Management")](https://143955714.hs-sites-eu1.com/)

- What we offer 
    - [Planning](https://beaconwm.co.uk/planning) 
          - [Retirement & Pensions](https://beaconwm.co.uk/planning#pensions)
          - [Passing on Wealth](https://beaconwm.co.uk/planning#wealth)
          - [Health & Protection](https://beaconwm.co.uk/planning#protection)
          - [Long-Term Care](https://beaconwm.co.uk/planning#care)
          - [Divorce](https://beaconwm.co.uk/planning#divorce)
          - [Mortgages](https://beaconwm.co.uk/planning#mortgages)
    - [Investing](https://beaconwm.co.uk/investing) 
          - [Why invest with us](https://beaconwm.co.uk/investing#why-invest)
          - [Our Portfolios](https://beaconwm.co.uk/investing#our-portfolios)
    - [Business](https://beaconwm.co.uk/business) 
          - [Employee Benefits](https://beaconwm.co.uk/business#Employee-Benefits)
          - [Workplace Pension](https://beaconwm.co.uk/business#Workplace-Pension)
          - [Business Protection](https://beaconwm.co.uk/business#Business-Protection)
          - [Corporate Planning](https://beaconwm.co.uk/business#Corporate-Planning)
- [Who we help](https://beaconwm.co.uk/who-we-help)
- [How it works](https://beaconwm.co.uk/how-it-works)
- [Who we are](https://beaconwm.co.uk/who-we-are)
- [Insights & News](https://beaconwm.co.uk/insights-and-news)
- [Contact us](https://beaconwm.co.uk/contact-us)
- [01480 869466](callto:+441480869466)

This is a search field with an auto-suggest feature attached.

- There are no suggestions because the search field is empty.

<https://beaconwm.co.uk/insights-and-news/tag/planning/page/9#site-search-modal>

# Insights & News

###### Show All

###### [Planning](https://beaconwm.co.uk/insights-and-news/tag/planning)

###### [Community](https://beaconwm.co.uk/insights-and-news/tag/community)

###### [News](https://beaconwm.co.uk/insights-and-news/tag/news)

###### [Investing](https://beaconwm.co.uk/insights-and-news/tag/investing)

###### [Case Studies](https://beaconwm.co.uk/insights-and-news/tag/case-studies)

###### [Businesses](https://beaconwm.co.uk/insights-and-news/tag/businesses)

[Planning](https://beaconwm.co.uk/insights-and-news/tag/planning)

##### Are You A Rabbit, a Sloth or Meerkat?

by [Beacon Wealth Management](https://beaconwm.co.uk/insights-and-news/author/beacon-wealth-management)

We are the product of our behaviours and it can be difficult to change, even if you want to. For many they will be happy as they are, regardless of what change could achieve. It’s not my place to make people change, I can, however, help if that’s what people want. So let’s look at

[READ MORE](https://beaconwm.co.uk/insights-and-news/2021/01/20/are-you-a-rabbit-a-sloth-or-meerkat)

 2 minute read

[Planning](https://beaconwm.co.uk/insights-and-news/tag/planning)

##### Pension Death Benefits

by [Beacon Wealth Management](https://beaconwm.co.uk/insights-and-news/author/beacon-wealth-management)

Do you have a pension old or new, or perhaps one that you are drawing down on? The rules changed in 2015 to assist with who can benefit in the event of your demise before you access the pension(s), or before the funds are used up. This, however, does not mean your pension(s) include the

[READ MORE](https://beaconwm.co.uk/insights-and-news/2020/11/20/pension-death-benefits)

 3 minute read

[Planning](https://beaconwm.co.uk/insights-and-news/tag/planning)

##### Misadventures

by [Beacon Wealth Management](https://beaconwm.co.uk/insights-and-news/author/beacon-wealth-management)

Unless you are born with a certain destiny, like perhaps Prince Charles was born to be King, there has been no real plan from when you were born to where you are today. Our parents and teachers have helped protect and guide us along the way, and helped give us the tools to start out

[READ MORE](https://beaconwm.co.uk/insights-and-news/2020/07/02/misadventures)

 1 minute read

[Planning](https://beaconwm.co.uk/insights-and-news/tag/planning)

##### Retirement – Do you want more?

by [Beacon Wealth Management](https://beaconwm.co.uk/insights-and-news/author/beacon-wealth-management)

Last year (2019) we had around 12 million people in the UK over 65, and that number is due to keep growing as we are living longer. Many fear running out of money, fear the shock of not working, fear the loss of a salary, fear stock markets and therefore stay in cash. But most

[READ MORE](https://beaconwm.co.uk/insights-and-news/2020/02/02/retirement-do-you-want-more)

 2 minute read

[Planning](https://beaconwm.co.uk/insights-and-news/tag/planning)

##### What would you say to your future self?

by [Beacon Wealth Management](https://beaconwm.co.uk/insights-and-news/author/beacon-wealth-management)

Listening to Beverly Knight singing it made me think, what is it I “shoulda, woulda, coulda” have done but didn’t? But if I had, how would(a) life have been different? And could(a) I have really done it? I won’t know because maybe I perhaps should(a) at least tried. Financially I couldn’t have started saving earlier,

[READ MORE](https://beaconwm.co.uk/insights-and-news/2020/01/02/what-would-you-say-to-your-future-self)

 2 minute read

[Prev](https://beaconwm.co.uk/insights-and-news/tag/planning/page/8) [5](https://beaconwm.co.uk/insights-and-news/tag/planning/page/5) [6](https://beaconwm.co.uk/insights-and-news/tag/planning/page/6) [7](https://beaconwm.co.uk/insights-and-news/tag/planning/page/7) [8](https://beaconwm.co.uk/insights-and-news/tag/planning/page/8) [9](https://beaconwm.co.uk/insights-and-news/tag/planning/page/9) Next

## Book a Meeting with us

To find out if we're right for you and if you need a financial planner, book a meeting with us.

The first meeting is always complimentary.

[Get in touch](https://beaconwm.co.uk/contact-us)

![2025-citywire-award-logo](https://beaconwm.co.uk/hs-fs/hubfs/2025-citywire-award-logo.png?width=100&height=100&name=2025-citywire-award-logo.png)

![Chartered\_Standard\_Corp\_FP\_Gold\_RGB-01-1](https://beaconwm.co.uk/hs-fs/hubfs/Chartered_Standard_Corp_FP_Gold_RGB-01-1.png?width=120&height=166&name=Chartered_Standard_Corp_FP_Gold_RGB-01-1.png)

![AFC-Logo](https://beaconwm.co.uk/hs-fs/hubfs/AFC-Logo.jpg?width=180&height=120&name=AFC-Logo.jpg)

![BLC\_Logo\_Primary\_Contained](https://beaconwm.co.uk/hs-fs/hubfs/BLC_Logo_Primary_Contained.png?width=143&height=80&name=BLC_Logo_Primary_Contained.png)

- Services 
    - [Retirement & Pensions](https://beaconwm.co.uk/planning#pensions)
    - [Passing on Wealth](https://beaconwm.co.uk/planning#wealth)
    - [Health & Protection](https://beaconwm.co.uk/planning#protection)
    - [Long-Term Care](https://beaconwm.co.uk/planning#care)
    - [Divorce](https://beaconwm.co.uk/planning#divorce)
    - [Mortgages](https://beaconwm.co.uk/planning#mortgages)
- About Us 
    - [Who we help](https://beaconwm.co.uk/who-we-help)
    - [How it works](https://beaconwm.co.uk/how-it-works)
    - [Who we are](https://beaconwm.co.uk/who-we-are)
    - [Privacy policy](https://beaconwm.co.uk/privacy-policy)
    - [Careers](https://beaconwm.co.uk/careers)
    - [Contact us](https://beaconwm.co.uk/contact-us)

© 2025 Beacon Wealth Management Ltd. All rights reserved.

For media enquiries please contact [marketing@beaconwealth.co.uk](mailto:marketing@beaconwealth.co.uk).

Authorised and Regulated by the Financial Conduct Authority.  
Registered in England and Wales No. 526604.  
Registered in England and Wales Company No. 5164505.  
[Complaints Procedure](https://beaconwm.co.uk/complaints-procedure)

Site developed by Karman Digital